Showing posts with label Wealth. Show all posts
Showing posts with label Wealth. Show all posts

Tuesday, December 3, 2013

Goals and Results

I am one of those people who love to achieve goals.  Working hard to achieve is actually something I enjoy and typically I will get great results but I will not always reach the goal.  In the past when I didn’t reach the goal, when the results were not what I had hoped for, I used to beat myself up pretty good – with things you may be familiar with like I am not smart enough or not good enough.  I would then look at the goal as not achievable by me. I had results and goals intertwined which meant when I didn’t achieve the result I also threw out the goal.
When I understood the distinction between goals and results it was very liberating.  It brought a great sense of relief which opened up more creativity for me.  A goal is the big picture.  It is the concept I want to bring to the world that is unique to me.  It is my vision, my message, the calling on my heart.  In order to achieve this goal there are many actions that will be required along the way and each action will have a hoped for result.
The good news is that now, when a hoped for result is not achieved it is nothing more than the opportunity to sit back and ask myself and my team:  What worked, what didn’t and what is next?  This is what allows the creativity to come instead of the disappointment.  Results are like the steps along the way to achieving the goal.  Some steps are larger than others, some require help from other people, some require large investments of time, energy and money and some don’t.  
With every step comes the opportunity for learning, personal growth and renewed commitment.  With every step I get closer to my goal.  As long as I am committed to continued action, to continually taking the next step, my goal will be achieved in the world.  
There are an infinite number of steps that can be taken to reach any goal.  Typically in business there are some steps that when taken in the wrong order can create great delays in achieving your goal.  So when taking steps I have found that it is best not to try and recreate the wheel.  These are the places where I can bring in team, I can hire a coach, I can co-create with partners.  Depending on what I am needing – ideas, accountability, or support with actions – helps me to know where to turn.  I don’t have to do everything on my own and as I have known with myself and seen with most of my clients it is best not to.  Knowing when to bring in what kind of help is critical and knowing your numbers is what allows you to confidently make these decisions.

If you are ready to take new steps in 2014, to understand your numbers so you can confidently make decisions on your way to achieving your goal, to ensure you keep more of the money you make so you are able to care for your family and your team abundantly, to fully step into the calling on your heart then contact us today to take advantage of a complimentary strategy session by clicking here now. Contact Sue

In Abundance,

Wednesday, October 16, 2013

Minds of Financially Successful People


What if you could look into the minds of financially successful individuals and pull out exactly what you need to create Your Roadmap to Financial Independence Today?

Because the people in my life are very important to me and I know many of you are wanting to create financial independence, I am super excited to share with you a gift that could transform your financial well being.  

For the last 3 months I have been working to bring you this unique event!  To be very honest with you I am blown away by the value you will receive.  As you listen to the speakers you will literally have the  capacity to shake the negative thoughts right out of your brain and replace them with money producing idea’s, tools and practices.  Imagine being able to literally extract exactly what you need to start, grow, and profit your business the way you’ve always dreamed possible. 

Have you ever ask yourself these questions;

Why is it that some people can make money while others continue to struggle?

Is it possible to put down a habit of procrastination and self defeating practices and learn to pick up the formulas that are making people rich?

What are things I don't yet know that could take me to the next level?

This event is your gift for free. Putting our money where our mouth is and giving our time and expert advice. Knowing that people who have a winning network find greater success in shorter periods of time, it is my desire to share with you the Mastery of Money network.

If you are interested in also sharing this gift of financial independence with others kindly share it with your fellow entrepreneurs, your family and friends, and any others you know that could benefit from such an event.

 If you are ready for a real change I personally invite you to join myself and 21 Experts in The Mastery of Money - Your Roadmap to Financial Independence Today.


In Abundance

Sue Thompson
Financial Management Expert
https://www.facebook.com/TheMasteryOfMoney


Wednesday, October 9, 2013

Are you in Catch Up Mode?

Money will not come into chaos.

Often when people first come to work with us they are in what I call catch up mode. Typically they have all their receipts, because somewhere along the line they learned that was important, but balancing the check book was never a priority. When it comes to tax time they would create an elaborate spread sheet and total what they had the energy to work through for expenses. Income then was whatever was deposited in the bank. I will guarantee you that if this is your method of accounting you are paying way too much in tax and if you have an entity your corporate liability veil will not stand up. As well, you may be leaking money in ways you are not aware of.

"Learn to do paperwork or be poor."
Loral Langemeier

Get your numbers current, and keep them current, so you can always make decisions from fact, not emotion, and you can plan proactively for tax.

Money is a relationship, just like everything else. In order to have a good relationship with it you must spend some time with it. If keeping track of this kind of information on a daily, weekly or monthly basis is not your strong point, then hire some help—it will be well worth your investment. What is important is that you have a current Profit and Loss statement and a current Balance Sheet to review on a monthly basis whether you create them yourself or you have someone else do it. From these statements you will learn to read your numbers to hear the story they are telling you. You will learn to make decisions from them and in no time you will look forward to receiving them, yes, it can even become fun!

When you learn to focus on the revenue, whether that be in business or in wealth building personally, you will create revenue. It's not just about making money it’s about keeping it and putting it to work for you over and over and over! Current financial reports are the vehicle through which you do this. Imagine what life could be like when your cashflow is flowing in the positive on a regular basis and your decisions become about growth and not sustainability because you know sustainability is covered!

Getting started is always the biggest step. Remove all the judgment and just begin. The good news is once your system is in place it is easy to keep in place. The rewards are worth the effort! If you would like to explore different systems so you can create one that works best for you or if you have one and want to freshen it up let us know, we are always here to help.

In Abundance,

https://www.facebook.com/TheMasteryOfMoney

Thursday, October 3, 2013

The Joy of Seasons and Money




I woke up to our first frost this morning. The sun was shining and I could feel the crispness of the air through the window. Immediately, I smiled and my mind went to time for flannel sheets, apples, and layered clothes. Each of these is a rhythm of my life that brings me happiness, which is why I smiled.

I love all the seasons, which is why I live in Montana. For me it is reflecting a time of change and bringing in new things.

Fall is my favorite though; it’s what I call sweatshirt weather. There is crispness in the mornings and evenings calling me to wrap up in warmer clothes and strong colors that inspire me to begin to look inward. These are habits for me. Habits that bring me joy.

When it comes to money we also have habits. The question is: are they habits that bring you joy? Habits that leave you feeling empowered? Habits that let you know you are on the path that makes your heart sing?

Often times, I find for most people, money is hard and chaotic and burdensome. I know this because I have been there too. The reason for this is the habits that we have. Money in our life has a rhythm, just like the rhythms of life we experience with a change in seasons. Taking time to first decide if that rhythm brings you joy or not is the first step. Once you know which things bring you joy, and which don’t, then you can begin to change the ones that don’t.

The good news is you can make this decision in the moment and then go to work finding and learning new ways to work with money so it is a joyful process for you. I always tell my clients my goal is to make money fun for them. So when it’s that day of the week or month to look at their numbers, it’s a joyful process.

As you step into this new season I encourage you to find one area of money where you can begin to have fun with it, experience joy with it. If I can do it, so can you!

In Abundance,

https://www.facebook.com/TheMasteryOfMoney

Thursday, September 26, 2013

What is your "MONEY" story?


Pay Yourself First - Of all the tips in wealth building this is absolutely my favorite.

It is also the most powerful tip when it comes to wealth building. Not only will it empower you, it will also make you wealthy. So not to take anything away from Nike but the truth is you just have to do it!


So what does it mean to pay yourself first? It is taking a specific amount of money on a consistent basis and putting it to work making money for you forever. The initial amount is not as important as the consistency to begin with. I know for myself I had every reason in the book why I had to spend those dollars rather than leave them in a wealth building account. Until one day it became crystal clear to me that without developing this habit I was not going to achieve the financial goals I had set for myself. I have lifestyle goals, contribution goals and legacy goals; all of which require money.

Have you ever heard the question which would you rather have today; a penny doubled every day for 30 days or a million dollars? The answer to this question is actually the penny.

Albert Einstein taught us why when he taught us the power of Compound Interest. Compound Interest is a mathematical concept we learned in grade school. The magnitude of the power of this concept is not something you will realize unless you put it to work in your life. You must experience it!!!

So my question to you is: If you are not doing this, why are you doing what you are doing? When you get up in the morning to do the work you are doing what is your why for doing it? Paying yourself first is a mindset. It is one of the ways the wealthy become wealthier. There is something in the "doing" of this that will affect how you think about and behave with money. It's not a get rich quick scheme. It will make you wealthy. Make it a habit and see what happens.

We would love to hear from you - Are you paying yourself first? How would this look? please share with us in the comments below.


In Abundance,







Thursday, September 19, 2013

Good Debt and Bad Debt - Be in the Driver's Seat!


Many of us do not believe it is possible to be debt free. 

The truth is the truly wealthy don’t have debt. Consumerism and the escalating pricing of the past is a symptom of a much deeper issue in our culture. In the United States the only place you can learn how to handle money is at home or if you strike out on your own in search of knowledge. It is not something taught in grade school at the time it really is best to begin.

When I first started in mortgage and personal lending in the early 80’s (which really wasn’t that long ago :) rates began at 12-14%. This didn’t seem to be as much of a struggle for people as the lending serviceability requirements (the amount of debt payments vs your income). At that time the serviceability limits were: your mortgage could not be more than 32% of your income and your total debt portfolio (car loans, credit cards, etc) could not be more than 36% of your income. By the time the banking industry was crashing the total allowable serviceability was at 60%. It’s no wonder we were in trouble even before the markets crashed.

So if you were not brought up in a home where money was talked about (in a positive way) or entrepreneurship was a way of life then it’s up to you to take the bull by the horns and go in search of knowledge.

I can assure you it is a possibility to be debt free. There is good debt and bad debt - do you know the difference? Debt, like money, is also a tool for creating wealth and there are strategies for when and how to use it well. Be in the driver's seat. When it comes to debt, don't let it control you! The good news is it doesn’t matter where you are starting from you can eliminate debt and take control of your finances.



Contact Sue for more info on good debt and bad debt.

In Abundance,
Sue

Tuesday, September 3, 2013

What is your level of resistance?


When it comes to learning new things we all have a level of resistance that sounds something like this - new things are hard, messy, and possibly irrelevant. Have you ever tried to a new hair style? The hairdresser does this amazing job. You look great walking out of the salon but the next morning after your shower you can’t remember how to make it happen. So what do you do? Well you try and each day it gets easier and better and finally your friends are complimenting you on your great hair style!

Financial literacy is no different. Truth; you never have to know more than basic math – addition, subtraction, multiplication and division. Once you begin down the road of learning it. It will build on itself and it won’t be long before the things that initially felt hard and messy are all of a sudden old hat and you are ready to build on them with additional ideas and tools.

Financial literacy is a learned skill. What that means for each of us is that it is possible for us too. It does not matter how old we are, how much money we have in the bank or what our work is, we can learn this.

So why would you want to learn financial literacy? They say money can’t buy you happiness. In my experience money touches every area of our lives. When we are not driving the bus it is driving us, taking up time and energy that we could be using to create the things and experiences in our lives that truly bring us joy.

Two of my favorite authors for financial literacy are Robert Kiyosaki, author of Rich Dad Poor Dad and Loral Langemeier, author of The Millionaire Maker.

"Most wealth is inconspicuous. The man down the street driving the nice car and living in the mansion could easily have greater debt and a lower net worth than the stealthy and wealthy plumber who drives a beat-up truck but seems to work only when he doesn't feel like fishing." Loral Langemeier

“We go to school to learn to work hard for money. I write books and create products that teach people how to have money work hard for them.” Robert Kiyosaki

Invest in learning. Learning can come in many forms: reading, webinars, classes, or coaching. For a lot of us, finances can be a scary topic. Fear is nothing more than a lack of knowledge on a topic. With the Internet today the world of knowledge is at our fingertips. Begin to explore.
Contact Sue

In Abundance,
Sue
 

Friday, August 30, 2013

Gratitude for the work we have -


This weekend is Labor Day. For most of us it means an extra day to rest from our labors. To spend time doing things that we love, outside of our work, with people that we love. It is a time to be grateful for the work that we have.

When I hear someone complaining about their work, lamenting about how it is their right to have that job or that they expect to be taken care of more regardless of the effort they put in, I am saddened. Whether you are the owner of a company or an employee the work is a team effort. Each plays a role or a part to ensure the success of a company. It is that success that allows each to continue working and to be reimbursed for that work. If you are an employee who feels taken advantage of my question to you is are you in the right field and are you playing 110%?

I always have the most fun working in collaboration. You know when you are working with someone whose “come from” is giving instead of taking. Then it is all about being of service to the bigger picture instead of what am I going to get out of this. There is an energy about it that is creative. That is where results take off and soar. Napoleon Hill says we are reimbursed in direct proportion to the service we bring to others. I always ask myself what level of service am I providing? Am I playing at 110%?

When the service we provide is a passion for us, when that service is how we do all areas of our life, that is when we notice results that are beyond our wildest imaginations. When we play 110% for the sake of playing instead of what we will get in return for it. That is when magic happens. 
 

So this labor day I for one am truly thankful for the work that I do and the people I get to play with who are all about service!


In Abundance,

Friday, August 2, 2013

Learning Happens in the Journey



School supplies are already showing up in the stores. It feels like summer just began; yet here we are already beginning August! When I was younger, I loved going to the office supply store: all the new pens and pencils, new workbooks—just ripe for creating something in. These were the tools that would get used to record new learning. Learning is one of the things in life I still truly enjoy. The sparks of new thought married with my own hopes and dreams always seems to breathe new life into me; a breath that brings hope, joy and clarity--kind of that feeling you get at the beginning of any new relationship. There is almost giddiness to it.

With all dreams and goals, there comes the action that will actually create the results.
For so many years, I have been so focused on the results. Everything I did was for the
end result. Focusing this way does create results, however, the fullness of life and greatest impact of the results happens along the way. It is in the daily practicing and practicing where we get stretched. This is where we become who we are. This is where we meet others. This is where, when we are grounded and open, we can catch insights that are greater than anything we could have come up with on our own. The truth is there are always results. The question is, “was I aware of all of them?”

In Abundance,

Friday, July 19, 2013

Exit Strategy



Do you have or need an exit strategy for your business?

With six months left in the year, why would I be asking you to think about an exit strategy?
The most successful business (success being that when you retire, close, or sell your business you have profit or money in the bank to live off of) requires having an exit strategy.
The time to figure that out is right now!
By creating an exit strategy using business forecasting techniques with me, a financial expert who has been doing this for 30 years, I can provide you with a short, medium and long-term strategy to help your business experience grow.
Ask yourself these questions:
·       Are you building an asset to sell where the proceeds from the sale will fund your next steps in life?
·       Are you creating a legacy to be passed on to the next generation?
·       Are you creating a method to create cash where that cash will be used for investing to fund the next steps in your life?
·       Are you creating something to do for a time that will allow for a certain lifestyle for that time?
Once you are clear on these answers you are ready to create the forecast for success.
If you are ready to experience long-term growth, despite the economic conditions, and to create an exit/profit strategy with a trusted and experienced financial management expert, then contact me today.

For more ideas and a complimentary analysis
to determine where you are - give us a call today
(406) 257- 6044!

In Abundance,




Wednesday, June 26, 2013

Create your pot of Gold!



The universal symbol of good luck is the Four Leaf Clover. The tradition was first documented in 1620 by Sir John Melton and the belief was if you carried a four-leaf clover you would be able to see fairies and ward off any evil or bad luck. Unfortunately, there is only one four-leaf clover for every 10,000 three-leaf clovers.

Today we associate the four-leaf clover with St Patrick's Day and typically we will see a leprechaun along with a rainbow and a pot of gold. I wonder if the odds of finding that pot of gold are in alignment with the odds of finding a four-leaf clover?

I take great solace in knowing that we are all, each of us, capable of creating our own pot of gold. Financial literacy and management are learned skills available for each of us. If you have not yet read the Science of Getting Rich by Wallace D Wattles, I encourage you to do so. Like many things in life the first step in achieving what you want, begins with opening your mind to new ways of thinking.

You can increase the odds of creating your own pot of gold through learning and being brave enough to try new proven systems and tools. Having solid mentors and team members to walk with us can exponentially increase the rate at which we achieve our results. July is fast approaching. Let's make the last half of 2013 your best financially by taking action now.  Click Here to make an appointment with Sue.

At Abundance Accounting we are honored to walk with our clients as they continue to take new steps towards their pot of gold. If you are not yet one of our clients, and are looking for a proven way to build your own pot of gold, contact us today, we would love to hear what you are up to and to see how we can be of service to you in creating your pot of gold. Give us a call at (406) 257- 6044!
In Abundance,

Thursday, June 6, 2013

Timeliness is Always Critical



"A Weekend of planting - such fun. I know for many people just planting now seems very late. In the Rockies, where we are still getting down into the 30's at night, it is right on time. Timeliness is always critical; whether it's planting or it's business or it's a personal decision. May your week be filled with timely activities." Sue Thompson

In Abundance,

Wednesday, May 22, 2013

Saving for a Rainy Day (in May, June, December)

Were you already prepared for spring and summer?  Most people here in the Rockies were.  However last night everything froze and we woke up to snow.  How prepared are you for change? How prepared is your family and your business when the unexpected occurs?

When I was young I remember my Mom teaching me the importance of saving for a rainy day.  She will laughingly relate the story of when we took family road trips in the car.  She would give my sister and I a roll of nickels and every time we asked "Are we there yet?"  or "How much longer?" we would have to pay a nickel.  Without fail I always had most of my nickels at the end of the trip.  If only it was that easy today to keep our money.  Saving today is a strategy.
There are those that will tell you that putting a percent of your earned money in a savings account is a discipline that will pay off in time.  There was time in our economy when that might have made some sense, when markets were on a continual upswing however in the last 5 years most will tell you that putting in money in a savings account which pays a rate of return lower than the rate of inflation means you are actually going backwards with the value of your dollar.  Even if your funds are in an IRA savings account they are not safe from this phenomenon.
Investing is another way of saying saving.  When we use this term there are many more options available to us such as investing in real estate, businesses, stocks, bonds.  Each of these of course has its own list of pros and cons and requires some learning so you are able to make the best decision for you about how it will fit into your plan for building wealth.
So how are you saving for a rainy day?  For many there is so much more month at the end of their money that saving has become a concept that is far off in the "someday".  Having an expert provide a financial forecast for your business and family is the best way to prepare for the unexpected and secure your future. Take action now for a complimentary review and receive a free report with tips to help you grow your money.  To find a solution for the unexpected rainy day and for help to ensure a brighter future contact us right away.  Rainy days are an inevitable part of life; we can help you to be prepared for them.
In Abundance,


Wednesday, May 15, 2013

Hiring Your Kids: What it Means for Your Taxes

If you hire your child to take the reins of your business, you might be able to avoid withholding Social Security and Medicare taxes on his or her wages.  However, it's important to pay them a reasonable salary and keep records to document the arrangement. Which lead's me to this month's Your Money Saving Tip article found by CLICKING HERE.

Please contact us with any questions you may have.

In Abundance,

Friday, May 3, 2013

How is your debt load impacting your family and business life?


John & Teresa, like a number of small business owners, are slowly beginning to recover from the last four years of economic turmoil. They were committed to staying in the game, knowing what they were offering was of value. Through imagination and creativity they were able to repackage themselves in the marketplace and sales once again began to increase. The investment in this process however left them with more debt than they had anticipated. Does this sound familiar to you?

How is your debt load impacting your family and business life?

Are you looking for a solution?

Initially the burden of the debt was overwhelming, leaving John & Teresa wondering if they were ever going to get out of debt. Often they would argue, each wanting the other to find a way to take care of the situation and neither knowing where to turn. Being savvy business owners they felt they should be able to figure this out on their own. Searching online they were able to find people, who for a large up-front fee, would negotiate their debt down for them but then they were left with figuring out how to make all the payments.

Next, also online, John & Teresa found some excel spreadsheets which were already set up to track debt reduction. A friend of mine calls excel spreadsheets Bill Gates payback to all the kids who made fun of him in school! Excel is a good tool for many things but for understanding cash flow it falls very short. It is a static tool that requires constant updating to project with or to adjust for life’s curve balls. If you are ready for a dynamic tool, that will adjust for you as life happens then continue reading!

For the last three years we have been working with a financial GPS. I personally have used this tool to reduce my debt faster and have saved over $150,000 in interest in the process without refinancing! Call now for a complimentary no obligation analysis to see what this tool can do for you. It will be well worth your time and when you book your appointment I will send you my report on Debt Reduction & Wealth Building.

For more ideas and a complimentary analysis
to determine where you are - give us a call today
(406) 257- 6044!

In Abundance,



Saturday, April 27, 2013

Systems

SYSTEMS

Whew it's after tax day! Mary was reviewing her tax returns and she realized that not only was her home out of budget but that her business was as well. At home Mary follows a routine for starting her day. When Mary gets up in the morning she starts her day with a cup of coffee and the morning newspaper. Then she eats a bowl of Special K before getting into her car for the 20 minute drive to the office. While in the car she listens to an inspirational audio to help begin her day with enthusiasm. When Mary is on top of her game she follows this routine consistently and produces great results. When she forgets any one of these habits her day never gets off to a good start and she feels behind the eight ball all day long. How many of you can relate to that? Systems like the ones we use in the morning can be helpful in ensuring we produce the results we want. Were you satisfied with your financial results this tax year?

Creating a financial system and routine to follow will grow your wealth both personally and professionally. Your life can be broken down into systems. Routines that we use with our kids, our spouse, our business and our finances. Human beings tend to do things systematically. Many of us deny this fact because we like to believe that we are spontaneous and that nothing is controlling us, yet when you look at your daily life you realize that the more you do use a system or a habit and a routine the easier your life becomes. The same system can be applied to your financial future and growth.

What is your current financial system? Is it random? Do you have more month at the end of your money? Are you surprised when you check your checking account balance? When looking at your business are you clear on your assets and liabilities? When you use a financial system developing a business forecast becomes easier.

One system many of our customers have implemented is the following:

· keep two envelopes in the car labeled for the current month - one for personal expenditures and one for business expenditures. As transactions occur the minute you get in the car empty your pockets of receipts into the envelope making notes as required. (Typically that is only required on meal receipts)

· keep a folder in the house labeled for the current month - as items come in the mail put them in the folder, making notes on anything that is unique or new

· keep a similar folder in your office for business statements

· after the last statement for the month has been received (typically these are your investment statements) put the items from the folders in the envelopes and mail to Abundance Accounting


This is a pretty simple and easy process that ensures timely financial reporting. Your financial system will have a great impact when it comes to time. You can always make more money to compensate for a poor system but you can never replace your time.

Contact us today!  to take action on your financial future now. Let's grow your business and personal finances and talk about ways Abundance Accounting can help you create a financial system that will free you up to do what you do best!

We would love to hear what systems you are using. Please go to Abundance Accounting on Facebook and share with us what is working! We will be happy to send you our free Debt Reduction and Wealth Building Report as a thank you.


For more ideas and a complimentary analysis
to determine where you are - give us a call today
(406) 257- 6044!

In Abundance,



Friday, April 12, 2013

What would you do with an extra $100 dollars per month?

Take my significant other out to dinner.

Buy a widget I’ve had my eye on.

Pay down a bill that is weighing heavy on my mind.

Put it in a savings account.

Pay for my child’s next pair of shoes.

Buy supplies for my business.


 The truth is if you aren’t clear on where you are today, financially, and you don’t know where you want to go, or in other words what your definition of financial freedom is, it is difficult to answer this question with confidence.

Contact us today!

For more ideas and a complimentary analysis
to determine where you are - give us a call today
(406) 257- 6044!

In Abundance,



Wednesday, April 3, 2013

Understanding Money Principles or the Rules of the Game

Your Business and Personal Reboot for the rest of 2013


This is the second quarter of 2013. We all get a financial reboot in our business and personal financial planning and growth.

Although the economy is slowly churning for medium and small business owners, and certainly for families, every economic indicator suggests sustained growth for 2013.

When you follow the rules and principles of money, your business and personal finances can grow at a substantial rate this year.

What are the rules of the game of money? The rules of the game that wealthy people follow - and many of the rest us don't - have been around for a long time. These rules are not exclusive to wealthy people and you can follow the same rules. When you follow these rules or principles your business and personal life changes forever.


Some Rules and Guidelines for Business Owners:

· Having current financial statements

· Reviewing your financial statements with an advisor monthly or at a minimum quarterly

· Having a financial forecast for the next 12 months



For Your Personal/Family Life:

· Paying yourself first

· Keeping current financial records

· Having a plan for the next 12 months



When you follow these principles you can expect new results. Truly what rules or principles do for us, is they are the guiding ideas we use to form our behavioral habits. The first rule of wealth building is awareness. Many of us have developed a set of habits that may not be working for us. Often these principles or rules of the game are not something we can put into words. For each of us these principles are different and have come from what others have taught us and or from habits we have formed over time. They go back to the time when we received our first allowance or our first paycheck.


If an individual is unaware of their principles, their guiding rules, they can be making decisions that are not getting them where they want to go and they have no idea they are doing it. For instance, some of us keep a check register and some of us don't. Some of us sit down and pay the bills each month and some of us don't. Some of us pay bills randomly and some of us wait to the last pay check and then we pay the bills. If family members and or business partners are unaware of their rules they can be butting heads and never understand why.


As well, most of us never stop to look at the whole picture and how our daily actions impact that picture. When we meet with financial management people, someone like myself, who can help us to shift our habits to create wealth, then we begin to create awareness around knowing why we make the decisions we make around money..


I am offering a free business forecasting analysis and personal analysis to assist you in creating the best financial growth for the rest of 2013.

I have 7 available business forecasting slots available, and 7 personal analysis slots.

Business owners can expect: 

· Gain clarity on revenue vs expenses

· Understanding of your current financial statements

· How to use your cashflow for maximum gains

Your personal analysis includes:

· How to grow your money while getting out of debt

· A plan of action that works, and will end arguing over money

· The date you can become debt free


Knowing your why, your definition of what abundance is for you in your life, is the fuel for changing your financial habits. Then it is just a matter of demystifying these habits and rules, which have really been around forever and learning how to implement them in your life. When we begin to follow the rules and create new habits then it becomes easier to start the wealth building process.


When I am working with people we go through a series of questions to help identify what money principles everyone is working with. It's fun, easy and painless. Doing this is a crucial first step for wealth building.

Contact me today by clicking on the appointment link below or call and to schedule your financial analysis. Let’s prepare for a better economy and make the rest of 2013 you’re best financially…

Contact us today!

For more ideas and a complimentary analysis
to determine where you are - give us a call today
(406) 257- 6044!

In Abundance,