Create your pot of Gold!

The universal symbol of good luck is the Four Leaf Clover. The tradition was first documented in 1620 by Sir John Melton and the belief was if you carried a four-leaf clover you would be able to see fairies and ward off any evil or bad luck. Unfortunately, there is only one four-leaf clover for every 10,000 three-leaf clovers.

Today we associate the four-leaf clover with St Patrick's Day and typically we will see a leprechaun along with a rainbow and a pot of gold. I wonder if the odds of finding that pot of gold are in alignment with the odds of finding a four-leaf clover?

I take great solace in knowing that we are all, each of us, capable of creating our own pot of gold. Financial literacy and management are learned skills available for each of us. If you have not yet read the Science of Getting Rich by Wallace D Wattles, I encourage you to do so. Like many things in life the first step in achieving what you want, begins with opening your mind to new ways of thinking.

You can increase the odds of creating your own pot of gold through learning and being brave enough to try new proven systems and tools. Having solid mentors and team members to walk with us can exponentially increase the rate at which we achieve our results. July is fast approaching. Let's make the last half of 2013 your best financially by taking action now.  Click Here to make an appointment with Sue.

At Abundance Accounting we are honored to walk with our clients as they continue to take new steps towards their pot of gold. If you are not yet one of our clients, and are looking for a proven way to build your own pot of gold, contact us today, we would love to hear what you are up to and to see how we can be of service to you in creating your pot of gold. Give us a call at (406) 257- 6044!

In Abundance,

Sue

Contact Sue

Appointment with Sue 

www.abundanceaccounting.com

How to hire cheaper, faster -- and smarter

Recruiting can take more effort than expected, but there are ways to cut the time and cost. Which lead's me to this month's Your Money Saving Tip article found by CLICKING HERE - 10 Tips to Help You Hire Right.


Contact us today!  to take action on your financial future now. Let's grow your business and personal finances and talk about ways Abundance Accounting can help you create a financial system that will free you up to do what you do best!

For more ideas and a complimentary analysis

to determine where you are - give us a call today

(406) 257- 6044!

In Abundance,

Sue

Contact Sue

Appointment with Sue 

www.abundanceaccounting.com

Timeliness is Always Critical

"A Weekend of planting - such fun. I know for many people just planting now seems very late. In the Rockies, where we are still getting down into the 30's at night, it is right on time. Timeliness is always critical; whether it's planting or it's business or it's a personal decision. May your week be filled with timely activities." Sue Thompson

In Abundance,

Sue
Contact Sue
Appointment with Sue 
www.abundanceaccounting.com

Saving for a Rainy Day (in May, June, December)

Were you already prepared for spring and summer?  Most people here in the Rockies were.  However last night everything froze and we woke up to snow.  How prepared are you for change? How prepared is your family and your business when the unexpected occurs?

When I was young I remember my Mom teaching me the importance of saving for a rainy day.  She will laughingly relate the story of when we took family road trips in the car.  She would give my sister and I a roll of nickels and every time we asked "Are we there yet?"  or "How much longer?" we would have to pay a nickel.  Without fail I always had most of my nickels at the end of the trip.  If only it was that easy today to keep our money.  Saving today is a strategy.

There are those that will tell you that putting a percent of your earned money in a savings account is a discipline that will pay off in time.  There was time in our economy when that might have made some sense, when markets were on a continual upswing however in the last 5 years most will tell you that putting in money in a savings account which pays a rate of return lower than the rate of inflation means you are actually going backwards with the value of your dollar.  Even if your funds are in an IRA savings account they are not safe from this phenomenon.

Investing is another way of saying saving.  When we use this term there are many more options available to us such as investing in real estate, businesses, stocks, bonds.  Each of these of course has its own list of pros and cons and requires some learning so you are able to make the best decision for you about how it will fit into your plan for building wealth.

So how are you saving for a rainy day?  For many there is so much more month at the end of their money that saving has become a concept that is far off in the "someday".  Having an expert provide a financial forecast for your business and family is the best way to prepare for the unexpected and secure your future. Take action now for a complimentary review and receive a free report with tips to help you grow your money.  To find a solution for the unexpected rainy day and for help to ensure a brighter future contact us right away.  Rainy days are an inevitable part of life; we can help you to be prepared for them.

In Abundance,

Sue
Contact Sue
Appointment with Sue 
www.abundanceaccounting.com

Hiring Your Kids: What it Means for Your Taxes

If you hire your child to take the reins of your business, you might be able to avoid withholding Social Security and Medicare taxes on his or her wages.  However, it's important to pay them a reasonable salary and keep records to document the arrangement. Which lead's me to this month's Your Money Saving Tip article found by CLICKING HERE.

Please contact us with any questions you may have.

In Abundance,

Sue
Contact Sue
Appointment with Sue 
www.abundanceaccounting.com

How is your debt load impacting your family and business life?

John & Teresa, like a number of small business owners, are slowly beginning to recover from the last four years of economic turmoil. They were committed to staying in the game, knowing what they were offering was of value. Through imagination and creativity they were able to repackage themselves in the marketplace and sales once again began to increase. The investment in this process however left them with more debt than they had anticipated. Does this sound familiar to you?

How is your debt load impacting your family and business life?

Are you looking for a solution?

Initially the burden of the debt was overwhelming, leaving John & Teresa wondering if they were ever going to get out of debt. Often they would argue, each wanting the other to find a way to take care of the situation and neither knowing where to turn. Being savvy business owners they felt they should be able to figure this out on their own. Searching online they were able to find people, who for a large up-front fee, would negotiate their debt down for them but then they were left with figuring out how to make all the payments.

Next, also online, John & Teresa found some excel spreadsheets which were already set up to track debt reduction. A friend of mine calls excel spreadsheets Bill Gates payback to all the kids who made fun of him in school! Excel is a good tool for many things but for understanding cash flow it falls very short. It is a static tool that requires constant updating to project with or to adjust for life’s curve balls. If you are ready for a dynamic tool, that will adjust for you as life happens then continue reading!

For the last three years we have been working with a financial GPS. I personally have used this tool to reduce my debt faster and have saved over $150,000 in interest in the process without refinancing! Call now for a complimentary no obligation analysis to see what this tool can do for you. It will be well worth your time and when you book your appointment I will send you my report on Debt Reduction & Wealth Building.

For more ideas and a complimentary analysis

to determine where you are - give us a call today

(406) 257- 6044!

In Abundance,

Sue

Contact Sue

Appointment with Sue 

www.abundanceaccounting.com

Systems

SYSTEMS

Whew it's after tax day! Mary was reviewing her tax returns and she realized that not only was her home out of budget but that her business was as well. At home Mary follows a routine for starting her day. When Mary gets up in the morning she starts her day with a cup of coffee and the morning newspaper. Then she eats a bowl of Special K before getting into her car for the 20 minute drive to the office. While in the car she listens to an inspirational audio to help begin her day with enthusiasm. When Mary is on top of her game she follows this routine consistently and produces great results. When she forgets any one of these habits her day never gets off to a good start and she feels behind the eight ball all day long. How many of you can relate to that? Systems like the ones we use in the morning can be helpful in ensuring we produce the results we want. Were you satisfied with your financial results this tax year?

Creating a financial system and routine to follow will grow your wealth both personally and professionally. Your life can be broken down into systems. Routines that we use with our kids, our spouse, our business and our finances. Human beings tend to do things systematically. Many of us deny this fact because we like to believe that we are spontaneous and that nothing is controlling us, yet when you look at your daily life you realize that the more you do use a system or a habit and a routine the easier your life becomes. The same system can be applied to your financial future and growth.

What is your current financial system? Is it random? Do you have more month at the end of your money? Are you surprised when you check your checking account balance? When looking at your business are you clear on your assets and liabilities? When you use a financial system developing a business forecast becomes easier.

One system many of our customers have implemented is the following:

· keep two envelopes in the car labeled for the current month - one for personal expenditures and one for business expenditures. As transactions occur the minute you get in the car empty your pockets of receipts into the envelope making notes as required. (Typically that is only required on meal receipts)

· keep a folder in the house labeled for the current month - as items come in the mail put them in the folder, making notes on anything that is unique or new

· keep a similar folder in your office for business statements

· after the last statement for the month has been received (typically these are your investment statements) put the items from the folders in the envelopes and mail to Abundance Accounting

This is a pretty simple and easy process that ensures timely financial reporting. Your financial system will have a great impact when it comes to time. You can always make more money to compensate for a poor system but you can never replace your time.

Contact us today!  to take action on your financial future now. Let's grow your business and personal finances and talk about ways Abundance Accounting can help you create a financial system that will free you up to do what you do best!

We would love to hear what systems you are using. Please go to Abundance Accounting on Facebook and share with us what is working! We will be happy to send you our free Debt Reduction and Wealth Building Report as a thank you.

For more ideas and a complimentary analysis

to determine where you are - give us a call today

(406) 257- 6044!

In Abundance,

Sue

Contact Sue

Appointment with Sue 

www.abundanceaccounting.com