The author stated:
"I don’t think I am alone in making the statement that I have too much debt. You can’t open a newspaper (yes they still exist), watch a news program, or listen to the radio without being bombarded with a commercial about getting out of debt.
Granted, it’s a booming industry. Not only is the Country in debt, but a
significant portion of people are in trouble. I feel that there are 3
categories of people in debt. While there is no intrinsic difference (they are
still in debt) I do feel there is subtle difference between one type and
another.
The first category is the “Suddenly Debt Ridden.” These people have done
everything right and were just hit with an insurmountable incident. Maybe they
got laid off of work. Maybe that had a catastrophic medical incident. Maybe
they made a bad investment. In any event, it’s a new, scary and uncomfortable situation
for them.
The second type of person is what I call the “Chronically Debt Ridden.”
These are people that just do not know how to handle money. You can give them
everything and in a couple years, they are broke. Think of all the professional
athletes that made millions of dollars, year after year, and are now broke.
They just do not understand how debt works.
The third type of person is the one I want to concentrate on. These are
the “Treading Water Debt Ridden.” The ones that just trying to live life, doing
everything right, have a good job and a decent paycheck, don’t live
extravagantly or outside their means, but slowly and surely lose ground on
debt. You make enough to keep your head above water, but small ripples (a
furnace, new tires, etc..) do you in. The proverbial “death by a thousand
cuts.”
So how do you fix this?"
I like the categories
that the author has created. Since the first economic crash in 2008 I
have worked with so many people who fell into category 1 and now reside in
category 3 as recovery continues to only inch along. I fell into this
category myself. My business was going along great, the first crash
happened and I figured ok, we can ride this out. Then the second crash
came and I was crushed. Left with startup debt and debt from keeping my
employees too long counting on a faster recovery. So many of us didn't
have good labels like these and used the hammer labels of failure for ending up
with debt after the crash. The truth is there were many circumstances
that led to the crash, many out of our control. The bottom line now is
"So how do you fix this?"
Well as is part of my nature I
went to work researching solutions. I began looking for solutions that
did not involve bankruptcy or refinancing and did not involve a company
renegotiating me out of my debt for a very high fee. I found a perfect solution
for this challenge. Imagine having fun reducing debt and once again creating the wealth you desire, knowing you are in control of what will happen next. Can you picture having fun winning against the bank and building your
wealth? Wouldn't you agree that when a path is laid out for you that it's much
easier to get from point A to point B! With this solution you will have a
step by step plan tailor made for you that will be simple to follow. Call
me today for a complimentary analysis to see how this proven solution can help
you. I personally have used this system to save over $150,000 in interest
and 10 years of payments and you can too. Call me today 406 257 6044!
In Abundance,
In Abundance,
